insurance policy review

It's the time of the year again ... time to do my Christmas shopping! Really excited. But aside from doing my Christmas shopping, it is also time for us to review our car insurance policy for our Honda car. You see, the husband asked me to review our present policy as it does not cover Acts of God. This year, we want to include it in our policy but ... with a hope of not paying extra for this premium coverage. Any suggestions where I can get good deal for car insurance?