a gentle reminder

Just received mail from our insurance company today, reminder for our annual premium payments for the husband's term life insurance. It is up for payment due again and I almost forgot to set aside budget for this. You see, I've been very busy tweaking our monthly expense budget for the past months to accommodate the little boy's first birthday party, and the insurance premium ...aahhh, almost missed it! Good thing our insurance company sends reminder notices for the payment due dates. Otherwise, if it hadn't ... I might have totally forgotten about it. Which means, payment lapses on our end and will require additional fees to re-instate the insurance coverage. Wheew!! Thanks to gentle reminders sent by the company, with thousands of things of my mind lately ... little reminder would truly help. :)